You can obtain cash advance and payday loan in Australia easily over the Internet. Your application is usually processed instantly within 24 hours and the money is deposited automatically into your nominated bank account. Payday loans are small loans usually in the range of $100 to $1500. They are short-term loans and are usually to be returned by your next payday. Similar to payday loans, cash advances are short-term personal loans, which can be obtained against your credit card or next month