Cashback cards are credit cards that offer reward programs in the form of cash given back to the cardholder for making certain purchases in a specified amount of time. The cash is almost always credited back to your card account, and you can either spend it as you receive it, or save it in order to pay for something that costs more than your current cashback balance. Most cashback cards will require that the cardholders pay an annual fee, will have significantly higher interest rates than cards that do not offer cashback rewards, or may require cardholders to carry a balance from one month to the next month, but in some cases, having access to cashback cards can be very valuable.

There are many retail stores that offer cashback cards, to encourage customers to continue shopping from their establishment. When cardholders make purchases in the store using their cashback credit card, the store will either credit your account with money, (the amount is determined by how much you spent at the store and the amount specified in the terms and conditions of the rewards program) or in some cases, the store will send you vouchers or coupons by mail to use in their establishment the next time you go shopping. This is a very common marketing technique used my retailers, and it works because to take advantage of the benefits of cashback cards, you