The state of California requires that all drivers carry car insurance; as a result, there are many drivers who are looking for cheap car insurance and many companies willing to supply it. Drivers who do not have their cars insured are subject to civil penalties. In California, un-insured drivers who are involved in accidents may even lose their license. California drivers are also required to have proof of car insurance on them whenever they are operating a vehicle. A ticket can be issued if a driver cannot produce proof of insurance when requested to do so by someone in authority. Given the strictness of the California statutes, it is important for any driver looking for cheap car insurance to make sure that when he/she purchases a policy it meets or exceeds the state minimums.

California state car insurance minimums are $15,000 for the death/injury of one person in an accident and $30,000 for the death/injury of all the people involved in an accident plus an additional $5,000 of insurance to compensate for property damage. While a person may fulfill this obligation by posting a cash deposit or surety bond with the California State Department of Motor Vehicles, it is far easier to buy a cheap car insurance policy. However, it is important when purchasing cheap car insurance to make sure to deal with a reputable company.

There are other important considerations when deciding whether or not to buy cheap car insurance. Cheap car insurance is generally suited to those who drive old vehicles, don