The student market is now one of the most profitable for the credit card industry as a whole. This is due mostly to the fact that many students only pay the minimum due each month, are often late with payments and tend to use cash advances more than typical consumers. All these activities represent huge fees and profit centers for the credit card companies that know if a student falls behind in payments that in most circumstances the parents will jump in and take care of the debt.

Making the right choices with your first credit card can be one of the items that help you build a solid financial future. We