One Saturday morning, while he was sitting at his computer studying the market, David's 7 year old daughter came up, tugged at his shirt sleeve, and said, "Daddy, why aren't we rich?"

He looked his child in the eye, and thought to himself, what a great question - why aren't we rich?

As she stood there expectantly waiting for an answer, he struggled to come to grips with the realization that, although he had focused his undivided attention on nothing but creating wealth for more than 15 years, he was still broke.

He had bought and sold hundreds of Stocks and several properties over those years, but had never made any real money to speak of.

He looked at his daughter, and asked,