Many companies that specialize in credit repair or offer to clean bad credit reports up will offer a free consultation. Some call this a free credit check. The companies that specialize in bad credit repair generally focus on removing inaccurate, obsolete or unverifiable information from you credit reports. Do you have this type of information on your credit report? Practically everyone does. The credit bureaus make mistakes, creditors that report information make mistakes and if you do not review your credit report occasionally for inaccurate information, then your credit scores may be suffering.

Before you can attempt to clean bad credit, you need to know why you have bad credit. Visit http://www.annualcreditreport.com This truly is a free credit check, as long as you click