The Pulaski Credit Card, issued by Pulaski Bank, is intended for those who have average credit history and seek a very low cost credit card. There is a 0% interest rate for the first six months that is good on balance transfers for the first three months. After the introductory period, the interest rate on both cash advances and purchases is a 7.99% fixed rate. The annual fee is $35, quite low for a card with such a low interest rate. Of course, with such a low rate, there are no extraordinary benefits attached to this card. The Pulaski Credit Card carries no cash advance or balance transfer fee, and credit lines vary from $1,000 minimum to a maximum of $15,000.

Although the benefits connected to this low interest, low annual fee card are minimal, there are a few as follows: