The time to prepare for a disaster claim is now, not after a disaster strikes. It is not really very hard to do and will help you and the insurance company to process your claim quicker and more efficiently, with less stress. You definitely want to be one of the first to have your claim settled. It will be settled faster and possibly more generously. After all, at first the insurance company is anxious to settle your claim quickly because they know they will eventually get bogged down with the thousands of claims they will have to handle. They may be willing to be a