You may mail a request to Annual Credit Report Request Service, PO Box 105281, Atlanta, GA, 30348-5281.
The companies must provide you with a copy of your report, free of charge, at least every 12 months and you can then ensure that all of the information contained in it is accurate and up to date. You may then be able to use this information to protect your right to receive the best possible credit card interest rate offers that you are entitled to. Simply ensuring that your credit report is accurate and being aware of your rights can significantly improve your access to the best credit card interest rates on the market so make sure you keep on top of these issues if you are considering applying for new credit in the near future.
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Peter Kenny is a writer for creditcards-gb
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