Most people have no idea where their money goes. They earn it and they spend it.

That's fine if you want to live from week to week and are not concerned about your financial future. However if you want to increase your wealth and have more options, action needs to be taken by you otherwise you could end up like most people further down the track, totally dependant on a pension.

Karen's Story

Karen is the Marketing Manager for a well-known organisation. She's 39 yrs old, single and earns over $80k a year. She is paying off a mortgage and that's all the debt she has.

Karen buys whatever she likes and says she has more than enough money for her lifestyle