You may like your financial advisor, but is he really looking out for you? All advisors are not created equal, and you have a right to know what makes them different! You also have a right to ask yours if he compares!

(1) Do you use a holistic approach to financial planning by determining my values and goals?

(2) Do you work on a fee-only basis, a commission basis, or both, and why?

(3) Do you have company-established insurance requirements, or do you recommend insurance only when it is needed by your clients?

(4) Do you attempt to