Easing Credit Card Worries
Credit cards getting you down at the moment, wish there was a
way to ease the burden for a short while and save yourself some
money in the process, well read on and find out how.
Balance transfers could be the answer to your prayers, some of
the introductory deals on balance transfers are really good,
some are offering 0% interest rates for a free period of time
anything from 6 months to a full year, some of the credit card
companies also offer a low interest rate for the lifetime of the
account, which will properly be the best option if the amount
you transfer is a large amount and you will not have it paid of
within the 0% interest free period.
Most credit card companies are jumping on the band-wagon and
introducing the 0% deals, as most people want to save some money
where possible and the fact that they don't have high interests
rates has to be a good thing. One word of warning is check that
once the 0% interest free period is finished that the APR is
lower than your previous card, there are some good credit cards
out their including the Capital One No Hassle MasterCard this
card offers you a typical APR of 6.9%.
If you where thinking of taking out a loan from a bank it may be
cheaper to look at cash withdrawals through your credit card,
handling fees are a lot lower than they have been some credit
card companies are offering handling fees between 1.5% and 2%
some banks can charge up to 20% on loans under