Retirement Location Options
Looking for Retirement Paradise
Your days of toil are almost over and the relaxing and pleasant
age of retirement has dawned. Time to make one of the most
important decisions of your life: choosing a place for you to
enjoy your well-earned rest. It can be pretty daunting to think
about it, but with a few pointers you should be able to make the
best choice for yourself.
There are a few things to look at. These are your finances, the
climate, health care facilities and, of course, distance from
your family.
Let us first take a look at your finances. Ask yourself the
following questions: can I afford a move from my location? How
much money do I have coming and can I support myself while
staying at my present home? Will I be able to pay the taxes,
both state and local that I will be accruing?
Take a look at your nest egg and judge what you can afford. If
staying at your current residence is cheaper than moving out, by
all means stay - you can't enjoy retirement without your
hard-earned money. Also, make calculations on what you'll be
spending your money on. That way, you can also check if you can
afford to move into a decent retirement community.
The climate is another factor. Take into consideration the fact
that you're not as spry or healthy anymore - the extremes of
warmth and cold can do major damage to an old body. Also, think
about what you enjoy - if you have hobbies that are specific to
a particular climate, it would be best to choose the right one
for your pastime. Enjoy fishing or swimming? Maybe a nice
coastal residence with a sunny climate would be the best for
you. A majority of retirees prefer warmer climates for their
retirement days and thus choose to take residence in the
southern states. Florida isn't the only senior-friendly state
and you have a wide array to choose from.
The two final factors are the medical facilities and how far
away from your relatives do you want to be. Growing old usually
means fading health and your choice for spending your golden
years should have ample access to health care. Check around for
a place with a good hospital or a nice local doctor. Relaxing in
your twilight years would be better if you had the good health
to enjoy them. Also, take into consideration your immediate
family. Do they want to visit often? Do you want them to visit
often? Do you want to drop by on them frequently? Try checking
for a place that is affordable for you and your family's travel
budget and easy enough for them to visit.