Tips for Finding the Best Credit Card Rates

If you are interested in getting a credit card, you probably want the best rate you can get. There are a lot of different credit card companies that offer varying rates. In order for you to decide which credit card company to select, you should look at who has the best credit card rates. There are many ways to discover the best credit card rates. Let us look into some ways for you to do this. You can compare credit card rates by calling various credit card companies and asking them about their credit car rates. This can be time consuming however. The best way to compare credit card rates is to go online. There are many websites that offer you ways to do this. One website you may consider looking at is comparecc.com. This website lists several credit card companies and all of their credit card rates. When you first go online and start comparing rates, first look at the introductory APR. This is the APR you will first pay when you first get the card. Some credit card companies offer a low APR for the first 12 months,while others offer no low introductory APR at all. If you happen to be lucky, and if you have good credit, some credit card companies will offer no APR for 12 months! Next, when comparing credit card rates you should see what the rate is after your introductory rate. Some are 9.9 percent, while others jump to 20.99 percent. Some credit card rates even skyrocket to 29.99 percent. Now a card like this is hardly worth it in the end. So try to get a credit card that has a low APR rate the entire time you have the card. Lastly, when you compare credit card rates, be sure to find out if the rate is in fact an APR (annual percentage rate) or a variable or daily rate. The variable or daily rate will end up costing you more in the end because the percentage rate often fluctuates day to day. This can also mean you are charged on a daily rate as well. Be very wary of these kinds of credit cards. They will get you into debt faster than anything. This is how you can discover the best credit card rates. Be careful and take your time before choosing a credit card. There is no need to jump for the first credit card you see. If you are wise and patient, you can get a credit card that has the best credit card rates available. This way you can have more peace of mind and perhaps feel better about your decision.