Compare credit cards after reading this
Capital One and Chase are two big-time credit lenders. These
companies offer a multitude of different cards, and in this
article we will compare credit cards between the two companies
and see where their rates vary. Since most all credit cards are
different, we compared the two banks' platinum cards, to see how
they stacked up to each other.
The Chase Platinum has no annual fee. You get a 0% introductory
APR for up to 12 months. In addition, you save 5% automatically
with "Chase Retailer Rewards", a feature used when you go
shopping at retail stores. You also are entitled to "Chase
Ultimate Rewards", where members can earn points towards gift
certificates, merchandise, and much more. The Capital One
platinum, on the other hand, has a fixed APR of 8.9%. Its perks
include no balance transfer fees, and no annual fee. It comes
with a credit limit of up to $20,000.
So, basically, when you compare credit cards, if you are the
type of person who would rather have lower cut-and-dry numbers,
the Capital One Platinum would be the card for you. However, if
you enjoyed the perks of being able to discount purchases at
various places and receive cash back bonuses, the Chase Platinum
would be the right card for you.
Remember though; always look around for the best possible deal.
Be sure to get the best interest rates you can get. You will be
surprised what you can end up with a little research before
hand. The better your credit rating is the more choice you will
generally have. If you want a card to improve your rating, be
sure to pay some or all of the balance before the due date. Keep
doing this monthly and you will be on your way to a much better
credit rating.