Frugal Lunches: A Debt Reduction Tip
Nearly everyone these days has a little bit of credit card debt,
and some more than others. For those of us with multiple credit
cards, there has to be a way to pay it down. Surprisingly, small
sacrifices can go a long way towards eliminating credit card
debt, and your lunch is a great place to start.
Many people buy lunch at work - it's often a pain to try to pack
it, and if you do, you'll want to have some treats - the chips,
the dessert, etc. But no matter what you're doing, there's
probably a way to cut out some of the expenses. It doesn't sound
like much, but if you can save a dollar a day or so on lunch, it
will add up - make a couple of changes like this in your life,
and you could be debt free within a year. Lunch is a great place
to start.
Instead of buying your lunch, pack it with cheap food from the
grocery store. If you have to buy it for convenience or some
reason, shift down on the menu - go for the cheapest food you
can get, and think about calorie content versus cost - if you
can get something for cheap that will fill you up, go for it.
The best option is really to buy food in bulk from Sam's or a
similar store - don't get the lunchables or the packaged meals.
Make them yourself - a baloney sandwich may not sound that good,
but it could win you freedom from your debt problems.