Identity Theft Prevention
The most important step that you can take for identity theft
prevention is to order a new copy of your credit reports at
least once a year to prevent being caught by surprise charges
and accounts. You can request a free copy of
your credit report from one of the many reputable credit
companies available online or you can pay for a copy by
requesting it directly through one of the major credit bureaus.
If you would like to check your credit report free of charge,
visit www.credit-repor
t-credit-score.com The sooner identity theft is caught, the
sooner the damage that has been done to your credit can be
repaired.
Other things you can do for identity theft prevention include
the following tips: Don't carry unneeded credit cards, your
Social Security card, your birth certificate or other personal
documents in your purse or wallet. Keep track of all your ATM,
credit card, debit card and other receipts. Either store these
documents in a safe place or destroy them before putting them in
the trash.
Additionally, if you have credit card accounts that you do not
use, cancel them. Also, it is a good idea to keep a list of all
of your credit card account numbers and the companies' telephone
numbers so you can cancel them quickly and easily in case they
are stolen or lost. Just be sure you choose a safe place to
leave the hard copy.
Lastly, protect your Social Security number as much as
possible. This number is one piece of information that is always
needed to open bank accounts and apply for credit cards. Do not
give it out to any person or company unless you are familiar
with them and you have initiated the communication.
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