1. Retrain your self-talk, to remove selfish from your vocabulary and replace it with self-care. In order for you to take care of the people you love you need to take care of yourself first. Friends, family, loved ones look to you as a model, make sure to model self-care, taking time to play, relax, and read. This is especially important for parents; this will give your children the confidence to have the same healthy behaviors.

2. Give yourself time for delays and unexpected events. When mapping out your day add an extra hour cushion to your schedule. This extra time will keep you stress free and running on time if some of your appointments are delayed, or if you run into someone you haven't seen in a while, so you can enjoy a spontaneous conversation without the guilt of running behind schedule.

3. Balance out your commitments. A great way to cut down on a hectic schedule is to balance out all new activities by removing an old activity. Don't add anything new, work, classes, volunteer activities, etc unless you first remove something from your schedule to balance it out. This will help you to let go of projects and time wasters that no longer serve you.

4. No is not a bad word, in fact, it's not only a complete sentence it's a great stress reducing word. There is no need to justify or explain when you say no to someone's request. Just give them a friendly smile thank them for including you and tell them you can't do it this time. If you are having trouble getting used to saying no right away, tell the person you need some time to think about it, then call them later and decline to be involved this time.

5. Maximize your commute and errands. If you have errands to run for business or home combine them to one trip. Make doctor