Retirement - A New Beginning

Going back about fifty years, retirement was considered to be the short gap between receiving a gold watch and the last rights!

Happily today retirement is accepted as the start of a whole new life adventure.

With the likelihood that we will retire with all our faculties intact and fully functioning and with a good number of years in front of us, we now need to take a little more time to plan our retirement years to make sure we get the absolute most out of them.

Whatever your retirement dream - from a home in the sun, a boat on a river, or simply pottering about in the garden - all of these things are possible with careful planning.

But have you ever wondered why so many of us constantly push the practicalities of retirement planning to the back of our minds while rushing through our lives complaining about the pressures of work and dreaming of the day when we can finally put our feet up?

What is it that causes this dichotomy in us?

I think that most of us would agree the two main causes are lack of time and reluctance.

And yet each and every one of us knows how important it is to plan and save for our retirement!

After all we are quite literally bombarded by the media week in week out with facts about the pension time bomb and the fact that many of us will apparently struggle for the price of a cup of tea let alone a beautiful villa in the sun when we get to 65!

So, with all that information taken on board what can we do to make our retirement a happy one?

Whether you