How To Avoid Online Scams
According to an FBI report from 2003 to 2004 online scams
doubled with nearly ten million new victims. This crime cost
those victims nearly $5 billion of money they could not afford
to lose.
Sadly, people are continuing to fall for online scams where
identity theft is the spammers goal. These con artists and
hackers are just waiting to commit online fraud and steal your
identity.
Here are a few of the most popular online scams to be aware of
so you can avoid becoming a victim.
Phishing Scam
The phishing scam is when a spammer sends you an email claiming
to be from a reputable bank. The email complete with authentic
bank logos asks you to log in and verify your account
information.
Then the spammer captures your account information and helps
himself to your account. They sometimes will sell your
information to other criminals and you can become a victim of
identity theft.
Congratulations You've Won Scam
This email scam tells you have won a big prize like a big
screen TV or even the lottery. To claim your prize you need to
pay for the shipping and handling with your credit card.
In the case of winning the lottery they ask for advanced fees
to cover costs. The only prize you get is discovering mysterious
charges on your credit card.
Pharming Scam
Pharming is one of the latest online scams and rapidly growing
threat that has been showing up a lot on the Internet. The
pharming scam is similar to phishing scams but with a new twist.
The pharming scam works by redirecting your Internet browser.
When you type in a website address into your web browser you are
redirected without your knowledge to a bogus site that looks
identical to the genuine site.
Once you log in with your login name and password, the
information is immediately captured by the scammer. With the
pharming scam you no longer have to click an email link for your
personal information to be stolen.
The best thing to do when you or someone you know has become a
victim of one of these online scams is to report it to the
authorities. Otherwise these thieves get away without ever
getting caught.
Report online scams to The Internet Fraud Complaint Center or
(IFCC). They are a partnership between the Federal Bureau of
Investigation (FBI) and the National White Collar Crime Center
(NW3C). Their web address is: http://www1.ifccfbi.gov
IFCC's mission is to address fraud and online scams committed
over the Internet. For victims of online fraud, IFCC provides a
convenient and easy-to-use reporting mechanism that alerts
authorities of a suspected criminal or civil violation.
Be aware of these online scams and report them to the IFCC so
you can avoid becoming a new victim. It makes the Internet a
safer and more enjoyable place for all of us.
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