What is FOREX (Foreign Exchange) ?
What is FOREX
(Foreign Exchange)?
Forex (Foreign Exchange) simply means the buying of one currency
and selling another at the same time. In other words, the
currency of one country is exchanged for those of another. The
currencies of the world are on a floating exchange rate, and are
always traded in pairs - Euro/Dollar, Dollar/Yen, etc. In excess
of 85 percent of all daily transactions involve trading of the
major currencies.
Four major currency pairs are usually used for investment
purposes. They are: Euro against US dollar, US dollar against
Japanese yen, British pound against US dollar, and US dollar
against Swiss franc. The following notation is used for these
currency pairs: EUR/USD, USD/JPY, GBP/USD, and USD/CHF. You may
consider them as "blue chips" of the FOREX market. No dividends
are paid on currencies. The investment profits come from well
known "buy low - sell high".
If you think one currency will appreciate against another, you
may exchange that second currency for the first one and stay in
it. In case everything goes as planned, some time later you may
make the opposite deal - exchange this first currency back for
that other - and collect profits.
Transactions on the FOREX market
are fulfilled by dealers at major banks or FOREX brokerage
companies. FOREX is the world wide market, so when you are
sleeping in the North America some dealers in Europe are trading
currencies with their Japanese counterparties. Therefore the
FOREX market is active 24 hours a day and dealers at major
institutions are working in three shifts. Clients may place
take-profit and stop-loss orders with brokers for overnight
execution.
Price movements on the FOREX market are very smooth and without
gaps that you face almost every morning on the stock market. The
daily turnover on the FOREX market is about $1.2 trillion, so
investor can enter and exit position without problems. The fact
is that the FOREX market never stops, even on the day of
September-11, 2001 you could obtain two-side quotes on
currencies.
The currency (foreign exchange) market is the largest and oldest
financial market in the world. It is also called the foreign
exchange market, or "FOREX" or "FX" market for short. It is the
biggest and most liquid market in the world, and it is traded
mainly through the 24 hour-a-day inter-bank currency market -
the primary market for currencies. The forex market is a cash
(or "spot") inter-bank market. By comparison, the currency
futures market is only one per cent as big.
Unlike the futures and stock markets, trading of currencies is
not centralized on an exchange. Forex literally follows the sun
around the world. Trading moves from major banking centers of
the U.S. to Australia and New Zealand, to the Far East, to
Europe and finally back to the U.S.
In the past, the forex inter-bank market was not available to
small speculators due to the large minimum transaction sizes and
often-stringent financial requirements. Banks, major currency
dealers and the occasional huge speculator used to be the
principal dealers. Only they were able to take advantage of the
currency market's fantastic liquidity and strong trending nature
of many of the world's primary currency exchange rates.
Today, foreign exchange market maker brokers such as FX
Solutions are able to break down the larger sized inter-bank
units, and offer small traders the opportunity to buy or sell
any number of these smaller units (lots).
These brokers give virtually any size trader, including
individual speculators or smaller companies, the option to trade
the same rates and price movements as the large players who once
dominated the market. Market makers quote buying and selling
rates for currencies, and they profit on the difference between
their buying and selling rates.
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