Raising Kids on a Budget

There are only two ways to get more money:

1) Increase your income and
2) Decrease your outgo.

B Buy what you need, not what you want.
U Use it up, wear it out or give it away
D Don't ever spend in anticipation of earning
G Garage sales, consignment shops and hand-me-downs
E Eat at home or make it at home and take it with you
T Tracking your spending means you will have money to track
S Simplify your life.