Entrepreneurial management and motviation
Venture Capital, is it right for you?
First a short definition of venture capital. Venture capital is
often viewed by the entrepreneur as a high interest loan. This
isn't really the case. Venture capital is just money made
available to you for starting your business, in exchange for
ownership in the company. In most cases the VC firm will also
offer you management advice and guidance. It is also sometimes
referred to as "angel financing" a term you'll find laughable if
you do business with the wrong firm. The way it works is you
approach a venture capital firm and pitch your idea to them. It
doesn't have to be a business you are starting, it can also be a
business you are trying to buy . The firm will usually have a
board of seven to ten people meet with you and discuss your
idea. Then they make a recommendation to the full firm, or a
segment of a larger venture capital firm, and decide if they
should give you the money.
Most of the cases I've seen the firm retains 40% ownership if
you pay them what they demand every month. If you fall short a
couple of payments they take 60% control of the company and you
get 40%. There will also be certain covenants when you have the
majority ownership. You will only be allowed to spend a certain
amount of money wihout approval from the firm.
Sound fairly straight forward right?
You pitch the idea along with the amount of money you'll need
and you're expected earnings over a five year period. You show
them how you'll increase sales, cut costs, and manage the
company better than anyone else could ever dream. They in turn
give you a pile of money and free advice. What a deal!.
Here's what really happens.
You approach the venture capital firm and meet with the board.
You show them how you've invented a process of combining milk
and apples into a potion that will cure cancer, and serve as an
alternate to gasoline for 3 cents per gallon.
One of the board members is very enthusiastic. She thinks you're
on to something that with a little management and marketing
guidance from the firm could be really big. The other six
grumble about the risk of alar and other problems associated
with apples.
After a few weeks they grudgingly decide to meet with you
again. The guy that was excited about your idea sits quietly and
the other members have softened a little to your idea but still
have serious concerns, blah blah blah. After the meeting is over
your ally will come over and talk to you alone. She'll tell you
she was really pulling for you and you may have to give up a
little more control or equity, but she's in your corner and
thinks she can get it done for you.
If your idea really is good, you'll get the money. If
they detect you're not 100% confident and that you don't posess
business savvy they'll try to control as much of your business
as they can in most cases. In other cases they'll give you tons
of freedom, but watch over your shoulder and count every penny.
When you fail to make a couple of the payments (and they will be
considerably higher than bank payments) they'll take control of
the company. Then they'll run it with such a heavy hand you'll
be forced to either sell to them, or get bank financing and buy
your company back at a healthy profit to the venture capital
firm.
So is it really that bad? It can be. You have to research
the VC firm or angel investor much more diligently than you
would a bank or other lending institution. You must stick to
your gains and get the best deal you can. This means you're
going to have to be patient, and you certainly will want to talk
to at least to other VC firms. In short, you have to play their
game.
So what should you look for in a venture capital firm? I'd
recommend one that's been around for more than fifteen years.
Some of the VC lenders have became jaded since the dotcom bust,
and honestly it's hard to blame them.
On the board there should be at least one or two entrepreneurs
who made their money the old fashioned way. Hard work and
perseverance. If it's full of former dotcommers you'll probably
want to steer clear. The biggest reason for this is they may
have no management or real business experience. The fact that
they had a great idea and were able to capitalize on it before
the bust doesn't make for the next Jack Welch. It would also be
a plus if they had a senior level manager in a big company.
These guys know how to work a bureaucracy and what the traps are.
If you've done your homework and really believe in yourself and
your idea, let the confidece shine through. That doesn't mean be
arrogant. It just means, hold your ground until you get the best
deal possible.