Escape Debt - Consider Who Your Friends Are
Certain people are bad for your debts. Have you ever noticed how
certain people encourage you to spend more heavily than others?
You know, those who are always urging you to 'stick it on
your card, because you deserve a treat'. But what about the
'treat' when the statement arrives?
When people go shopping together they tend to egg each other on
to spend money that they don't have. You see something that you
vaguely like the look of. It's nice, but you're undecided.
Chances are that if you were on your own, you'd just put it back
and move on.
But of course you aren't alone.
Your friend turns round and says 'oh, that's nice', and
instantly you've been given all the encouragement that you need
to buy it. After all, your best friend has just said that it
looks 'good on you'. And they wouldn't lie to you, would they?
If you find that your spending is influenced according to the
person who you go shopping with, the answer is simple. If you
want to become debt free, just avoid shopping trips with the
people who bring out the reckless spender in you!
Steer clear of these people. Especially those who engage in
emotional spending to cheer themselves up! 'Oh, I've lost my
job, I think I'll go and spend money to make me feel happier'.
If you find this a problem, then get a punchbag and focus on
destroying that instead of your financial position!