Get your credit report online for FREE. Many financial advisors suggest that you periodically review your credit report for inaccuracies or omissions.

This could be especially important if you're considering making a major purchase, such as buying a home. Checking in advance on the accuracy of information in your credit file could speed the credit-granting process, clean credit is a must.

A recent amendment to the federal Fair Credit Reporting Act (FCRA) requires each of the credit bureau`s to provide you with free credit reports, at your request, once every 12 months.

Free Credit Reports, contain information on where you live, how you pay your bills, and whether you