Pet Insurance - What's The Point?

A survey published by Mintel recently revealed that 1 in 3 pets need an unplanned visit to the vet every year. So the odds that you'll be making a claim on your pet insurance are higher than the chances of you claiming on your home & contents policy or your motor insurance. The word "unplanned" is key here. We don't mean routine treatments such as vaccinations or worming, you won't find a pet insurance policy that covers preventative treatments. Nor you will you able to get cover for 'elective treatments', like neutering for example. Basically, the common reasons for visiting the vet cannot be insured against. As I'm sure you're aware, it's the unplanned visits that are the expensive ones! Animal care has progressed a lot in recent years, and all kinds of maladies can be treated, at a horrendous cost. Emergency care is always expensive, and if your cat gets run over, you could be looking at a bill of