Going away on vacation should be an enjoyable experience but everyone has a horror story to tell. Perhaps your hotel room was robbed, or perhaps a careless spouse accidentally gambled away more money than they realized, or perhaps you simply lost your wallets somewhere between the airport and hotel. Here are 10 ways to make sure that your trip is a success in spite of those obstacles.

1. Use a hidden wallet to carry most of your valuables and identification.

2. If you feel comfortable sending it in the mail, mail a money order or a traveler's checks to yourself at your hotel so that even if you lose some of your money, more will be coming.

3. While you don't have to be too strict, you should have an agenda and leave it with someone at home. This way, if something happens in the area where you are vacationing, your loved ones will be able to have a fairly good idea of where you are.

4. Keep copies of identification at home, even if you take the originals with you.

5. When you go on vacation, choose one credit card to bring, rather than bringing all of them. This way, if your wallet gets stolen, you will minimize your losses.

6. Another option is to choose a preloaded credit card, which is really more like a debit card that you put money "on" so that if you end up losing your wallet the thieves cannot wreck your credit rating.

7. Bring important phone numbers with you on your trip and put them in two different places. Bring a phone number that will cancel your credit card; if you're traveling out of the country bring a phone number to reach the embassy; bring phone numbers of close family and friends who can help you if you get into trouble; and bring phone numbers of the hotel and car rental company as well.

8. You'll want to have your travel insurance information. Be sure to keep a copy of your travel insurance at home as well as on your trip so that a family member can access it if necessary.

9. Bring basic medical information with you, like blood type and allergies, and make sure that the medical information is translated into the primary language of the place you are going to so that non-English-speaking doctors will have no problem understanding the situation.

10. Know what kind of insurance is covered on your credit card, if that is how you are using to paying for your trip. For example, some credit cards cover car rental insurance, but may not cover it in the country are you are going to. Be sure to know what insurance you have before you leave.

Jeff Lakie is the founder of Travel Information a website providing information on Travel