What if your house always increased in value and you did not have to worry about a downturn in the economy or housing bubble burst? What if you were not worried about your homes equity becoming negative and you being upside down in value to your borrowed amount?

What if you did not have to worry about interest rate hikes? What if the pending foreclosures because of future lay offs did not affect the value of your property? What if your area was one of those great expanding areas to carry your investment forward? What if you did not worry everyday that the housing bubble would burst?

What if you did not have so much of your family