Several Claims Management companies (which are no longer operating) were the pioneers of this apparent "Compensation Culture", enticing people to make injury compensation claims that had little or no chance of success. Once the claim was on paper, it could be packaged up and sold to an unsuspecting solicitor and the client could be signed up to a credit agreement that would ultimately cost them a lot of money, often more than the settlement itself. The only people who made money were the claims companies. Since the demise of these particular companies, the level of claims has actually dropped.

Regardless of all the hype, we need to ask ourselves a few simple questions. Are people who have genuinely been injured entitled to reasonable compensation? Of course they are. Does everyone who is entitled to compensation actually get it? The answer is a definite NO! It is believed that 70% of people who were injured as a result of an accident do not make a claim. Of those that do claim, settlements are usually modest. The vast majority are under