The Business Regulatory Climate in the United States in 2005 changed from a referee type enforcement mission to an attitude that all business people were guilty of some sort of unethical behavior. More regulations were made in 2005 than any other year in the history of the United States. Regulators and Government Prosecutors like Elliot Spitzer went into attack mode by using the media to strike fears in consumers and citizens then used this to increase enforcement, expansion of his offices and go on fishing expeditions to search for fraud, by filing bogus lawsuits based on hear say and trying to compile a case. This is typical of the