Buying health coverage is very important for individuals - for covering not only their health, but also their medical bills. Even minor illnesses can result in exorbitant medical bills not to talk of serious illnesses where the costs can only be described as devastating. To keep the wolf away from the door and provide protection to yourself and your family, you can consider the option of buying individual health coverage plans. For this, you need to have a basic idea of health coverage works in the state of Texas. Depending on the plan you opt for, you will find that they pay for all or some part of your medical bills arising out of injury or sickness. The plans broadly fall under two categories: The Managed Care health plans, and the Fee-for-service health plans.

Managed care plans work through a network of doctors. This means that the plan will only pay if you visit a doctor or a hospital that is listed in the plan