As if having bad credit isn't painful enough, many Americans still suffer the shame, and often mistreatment by the mainstream mortgage lending community. More often than not, these borrowers fall into the category of "bad things sometimes happen to good people."

Banks, and "A" credit mortgage companies are structured differently in their lending criteria, and often have no alternatives available for their "credit challenged" customers.

That is where the wonderful world of "B/C" lending prevails! Within the last few years, a new genre of mortgage lender has emerged and done so with great impact. Commonly referred to as "B/C" mortgage lenders, they are occasionally are referred to in what may be a less than politically correct term of Sub-Prime Mortgage Lenders. Either way, they specialize in mortgage loans for borrowers with bad credit, or just slight bruised credit.

"A rose by any other name is still a rose" is a famous line. Quite appropriate for this subject i think. Whatever moniker they are referred by, thank goodness they are here! Now, the stigma of having suffered a financial setback, or the odd twist of fate, is just a few clicks and a form or two away.

Prospective Home Buyers with a dent or two in their credit are encouraged to seek the services of an expert "B/C" mortgage Broker or Lender. Your new home, the entirely possible dream, is within your grasp.

About the Author: Ronald Farrell Black is President of Independence Mortgage Capital, and an Expert in working with Home-Buyers and Home Owners with Bad Credit and other special issues. His mission is to help folks through the trauma brought on by Financial Setbacks, Bad Credit, Bankruptcy, etc., and to provide resources for Home Mortgage Financing, Debt Management and Debt Relief. Helping others to overcome financial problems and to restore and rebuild their credit. For more information on Bad Credit Mortgage Loans, and