Pre settlement lawsuit funding is a relatively new concept. The funding companies extend non-recourse loans to claimants who do not have sufficient funds to take on a legal battle to settle their personal injury cases. Personal injury cases can include: any automobile accident, medical or legal malpractice, harassment or discrimination at work, and sexual abuse or rape.

Consider a scenario where the claimant does not have sufficient funds to fight the legal battle. Besides, he may also require money for his personal needs such as medical expenses in case of a physical injury. He then has the option to approach any of the pre-settlement lawsuit funding companies for funds. These companies will first study the merit of the case. For this, they may seek the help of the claimant