In recent years there have been numerous factors that have led to record breaking foreclosures in many states. Some of the contributing factors have been unscrupulous lending practices, flat markets, and employment rates; but also uneducated or undisciplined choices by homeowners have played a large part.

We are going to briefly discuss some things that can be done to protect against finding yourself in this position, but also what to do if you or someone you know is already facing foreclosure.

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