When you are planning to go on a holiday trip, the first thing you do is hiring a tour operator. Tour operators are companies that offer complete holiday packages. A typical holiday package includes airline tickets, hotel accommodation, meals, transportation, tourist guide, meals, etc. In short, a tour operator takes away your headache and provides you a smooth, hassle free holiday tour.

When you buy a holiday package, you will not have to bother about anything. Your air tickets will reach your home. Once you reach your destination, you will be taken to a hotel where your room will have already been booked. You may even get a tourist guide who will make your holidays easy and trouble free. But for all these services, you will have to pay a price. The tour operator will charge holiday expenses and service charges from you.

Not everyone can afford to pay for a holiday trip. If you do not have money for it, you will have to take out a holiday loan . Banks, building societies and private lenders offer holiday loans. There are different types of loans that can be used to pay for a holiday trip. The most common type of holiday loans is personal loans. Personal loans are offered by almost all lenders and can be used for a number of purposes; buying a holiday package is one such purpose.

A holiday loan can be both secured and unsecured. To obtain a holiday loan , you have to offer your property as collateral. Secured loans are easily given by lenders since they are backed by a security. That