No credit check personal loans get you cash fast. But are they a good idea? It depends on how soon you need the cash and what other credit options are available to you. If you need money now for an emergency, then work with a cash advance lender for fast service. For longer term credit needs, check out other types of credit with better rates.

When You Need Money Today

Payday loans can get cash in your hands today. By completing an online application, you can be approved in minutes. Once your information is confirmed, money will be directly wired to your account. Most payday loan lenders process funds overnight, but a few offer same day service.

No credit check or financial statement is needed for approval of a personal loan. You just supply your contact information, income source, and checking account number. Loan decisions are based on if you have an open checking account and a steady source of income through a job or pension.

You can qualify for cash advances up to $1500, depending on where you live and your income. Finance fees are reasonable, with the average fee being $15 for every $100 borrowed. Payments are automatically deducted from your checking account on your payday for your convenience.

Better Rates For Longer Term Credit

Short term personal loans don