As many pet owners will tell you, their pet is often treated like a member of the family. If that pet becomes ill or suffers an injury, most owners will do anything to ensure their beloved pet gets the treatment it needs. Depending on the treatment needed, the cost can leave the owners with huge veterinary bills.

To prepare for such an occurrence, many owners are taking out insurance for their pet, to offset any costs that may be incurred and to ensure their pet gets the best treatment. Insurance can come in many flavors. The most basic insurance plans will only cover injuries and accidents such as car accidents, broken bones, swallowing foreign objects or poisons. These insurance plans will often cost around the 15-20 dollar per month mark. Although these are quite cheap, they are limited in what they cover.

The slightly more expensive pet health insurance plans will cover your pet against illness as well. These insurance policies will cover against long term treatment for diseases such as cancer or other illnesses such as flu. Another often overlooked benefit of these more expensive policies is boarding for your pet. This can be invaluable if you yourself are taken ill and your pet needs to be homed whilst your are hospitalized or otherwise unable to care for your pet.

When deciding which pet insurance policy to take out, don