There was a time when buying a home with bad credit was next to impossible. Fortunately (for people with bad credit), times have changed.

This change is the result of many factors: increased competition in the mortgage industry, a wider variety of loan programs, Internet-based lending, etc. Some lenders today even specialize in offering home loans to people with bad credit.

Like I said, times have changed.

But while it has gotten easier to buy a home with bad credit, you still need a solid plan of action. Here, then, are your four steps to home buying success:

Buying a Home with Bad Credit