Using credit cards while traveling is a good idea for a number of reasons:

*You have a record of your expenditures for record-keeping and tax purposes (especially important if you travel for business).

*You may get a better exchange rate when obtaining foreign currency when using your credit card.

*Credit card companies can refund disputed charges and may offer extra guarantees, special deals or warranties.

*Your liability in the case of a stolen credit card is limited to $50.

But, traveling these days is often a juggling act of luggage, boarding passes, identification cards, passports and a gauntlet of security measures. These identification acrobatics can leave you distracted and even a little bit addled, perhaps putting you more at risk of being targeted by an enterprising pickpocket or purse snatcher.

And, even though your liability is limited, costs can quickly add up if multiple cards are involved. Factor in the hassle and increased risk of identity theft, and it is apparent a few preemptive measures can save you from a boatload of heartache.

Consider the following tips as guidelines to traveling safely and affordably with your credit cards