Well, here we are again.

The start of a new tax year is upon us, bringing with it many opportunities to save tax (legally) and keep as much of your money in your hands, and away from Gordon Brown's.

The budget was a bit of a damp squib, so let's look at some of the best ways to save tax!

Now, it's possible you've heard of some of these ideas, but are you actually using them? I've heard many clients say they've heard of something, then admit they've done nothing about it. Don't let this be you...

On with the tips.

1. Use an offset mortgage to reduce the amount of tax you pay on your deposit savings. If you have, say,