We are always trying to find ways to save money. We shop sales at the local department stores, use coupons at the local grocery store, and eat early bird dinners with the whole family. There are many small things you can do to save money in your daily life that can keep the expenses to a minimum, allowing more money to save, put towards an investment, or towards a family vacation that is long over due!

Many people do not think about saving money on their mortgage however, and often just leave it as