For the last few years home prices have been rising about as quickly as gas prices. The market has already priced out a sizeable chunk of Americans, and as prices continue to climb, more potential homeowners are going to get left out in the cold.

Good news! The same builders who have been raising prices and banking record profits are about to get caught by their own greed. New home inventories are reaching record levels, and there are even more in the construction pipeline.

What does all this mean? It means supply is exceeding demand, and that means a buyers market may be on the way.

Interest rate hikes are putting the squeeze on buyers, raising minimum monthly payments on homes they could have afforded when rates were lower. The result is, buyers can