While most of us enjoy chasing higher returns by moving in and out of stocks, ETFs and mutual funds, a few perhaps wiser investors build a diversified portfolio and just let it run.

It is human nature to try to outperform the market by trying to pick a ten bagger or tapping into economic growth in India or Brazil. No doubt outsized returns are achievable and the dismal performance of broad indices such as the S&P 500 over the past few years has frustrated most passive investors.

While we offer investors six model ETF portfolios, one of the most popular is our