When your family sits down to set a family budget you might not be considering the value that coupons and rebates hold. Those little slips of paper you clip out of the newspaper and magazine can add up to big savings.

The practice of cutting coupons is decades old. People get their scissors ready and flip through newspaper inserts and magazines cutting out coupons that help them save money on a favored product. While most coupons offer a savings that might seem minute, when you put them altogether it can add up to tidy sum.

There is a craft to cutting and using coupons and rebate forms and with a little planning while you set up a family budget, you can easily save a sizable amount of money. Factoring in the savings that you