Purchasing auto insurance can be a big decision for some consumers, especially with each individual state having their own minimum insurance requirements that they mandate vehicle owners have in order to legally drive their car. Prior to purchasing any type of automobile insurance it's important to know the various types of auto insurance services and coverage available from the insurance providers.

At a minimum every state requires all vehicle drivers to be insured with liability insurance. Basically, liability insurance covers the expenses that occur if you cause an accident and destroy someone else's car or auto. Liability insurance doesn