The Citi Platinum Select Card, which is offered by Citibank, was created for individuals with a good credit history. This card is a great platinum card with many of the standard services and benefits that are associated with Citibank.

Some of the platinum cardholder benefits that this MasterCard provides are auto rental insurance, fraud protection services and even up to $1,000,000 in travel accident insurance. These benefits are standard for most platinum cards.

The Citi Platinum Select Card has no annual fee, which is nice considering it is a platinum MasterCard. It has an introductory rate of 0% for both purchases and balance transfers, which is another attractive feature. Cardholders do not have to submit the balance transfers during your application for the card to get that low rate. They can be submitted at any time during that first twelve months.

Once the introductory rate expires, the variable APR of 10.99% is quite reasonable and is determined by the