Electronic banking or Electronic Fund Transfer or EFT) uses computer and electronic technology as a substitute for checks and other paper transactions. It involves many different types of transactions. You can access your money through an automated teller machine (ATMs), the internet (Internet and Online Banking), the telephone (Pay-By-Phone) or Direct Deposit of paychecks into checking or savings accounts.

With internet banking you can perform transactions over the internet through a secure bank website. Electronic banking is very useful for banking outside bank hours and for banking from anywhere where internet access is available.

Electronic Fund Transfers (ETF