It's early January as I sit down to research and write this newsletter. I launch my web browser, surf over to MSN.com, surprised to find the feature article displaying a picture of Santa Claus with the caption "It's not too late to have your presents arrive on time." Somebody's been procrastinating - either Bill Gates or me (maybe I didn't refresh my browser). Or maybe my computer is trying to give me the hint to stop procrastinating and set about the task of writing this newsletter. Nah... Bill Gates must be the guilty one!

When it comes to procrastination, most of us are quick to acknowledge the problem and are s...l...o...w... to do something about it. I surf over to dictionary.com and look up the definition of procrastination, hoping it means something other than I'm lazy.

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