Be Careful - There are Thieves about.
You may be careful about locking your doors and windows, and
keeping your personal papers in a secure place.
But, depending on what you use your personal computer for, an
identity thief may not need to set foot in your house to steal
your personal information. Financial records, tax returns, birth
dates, and bank account numbers may be stored in your computer
-- a goldmine to an identity thief. The following tips can help
you keep your computer and your personal information safe.
Update your virus protection software regularly, or when a new
virus alert is announced. Computer viruses can have a variety of
damaging effects, including introducing program code that causes
your computer to send out files or other stored information. Be
on the alert for security repairs and patches that you can
download from your operating system's Web site. Do not download
files sent to you by strangers or click on hyperlinks from
people you don't know. Opening a file could expose your system
to a computer virus or a program that could hijack your modem.
Use a firewall program, especially if you use a high-speed
Internet connection like cable, DSL or T-1, which leaves your
computer connected to the Internet 24 hours a day. The firewall
program will allow you to stop uninvited guests from accessing
your computer. Without it, hackers can take over your computer
and access your personal information stored on it or use it to
commit other crimes. Use a secure browser -- software that
encrypts or scrambles information you send over the Internet --
to guard the security of your online transactions. Be sure your
browser has the most up-to-date encryption capabilities by using
the latest version available from the manufacturer. You also can
download some browsers for free over the Internet. When
submitting information, look for the "lock" icon on the
browser's status bar to be sure your information is secure
during transmission. Try not to store financial information on
your laptop unless absolutely necessary. If you do, use a strong
password -- a combination of letters (upper and lowers case),
numbers and symbols. Don't use an automatic log-in feature which
saves your user name and password so you don't have to enter
them each time you log-in or enter a site. And always log off
when you're finished. That way, if your laptop gets stolen, it's
harder for the thief to access your personal information. Before
you dispose of a computer, delete personal information. Deleting
files using the keyboard or mouse commands may not be enough
because the files may stay on the computer's hard drive, where
they may be easily retrieved. Use a "wipe" utility program to
overwrite the entire hard drive. It makes the files
unrecoverable. Look for Web site privacy policies. They answer
questions about maintaining accuracy, access, security, and
control of personal information collected by the site, as well
as how information will be used, and whether it will be provided
to third parties. If you don't see a privacy policy, consider
surfing elsewhere.
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