Security & Insurance Tips For Home Based Businesses
1) If your work is done on a computer and everything important
is on it in relation to your business, make sure you back up
your files and store them in a secure separate building. A
successful entrepreneur I personally know of, had his computer
stolen, along with the disks that he backed up his information
on. A fire would have had the same consequences. More work at
home resources and security tips may be found at
http://www.wahdirectsales.com/
2) If you are running a store from your home, never post the
fact that you will be away on vacation, this is an open
invitation for thieves to rob your home and business. Instead
post something like "you will be closed for renovations", or for
"inventory counting."
3) If you have customers visiting your home, they have to feel
secure too. If you are processing credit card information, it's
a good idea to have an alarm system sign on the outside of your
home. Also, customers do not want to see other peoples credit
card receipts laying somewhere in full view, as you go into
another room to process their card authorizations.
4) If you have part-time or volunteer help, one tool that is
helpful, is to have an interactive calendar on your business
website. However this should be in a secure area. There are some
organizations using volunteers where they can log in and choose
the hours they are available. This relieves the home business
owner of some scheduling headaches. Again, you don't want to
post information on when you will be out of town in view of the
public.. The best solution is to have this in a secure login
area where usernames and passwords are required.
5) Make sure to review your insurance policy in regards to your
home business. If you have just brought in $50,000 in inventory
and have used your line of credit for the purchase, are you
covered in case something happens to your home business like a
flood or fire?. How does your insurance policy cover changing
inventory levels?, Many insurance companies don't cover roof
cave-ins due to snow, basement floods due to weather, sewer
backups, etc. Make sure you read the fine print and that your
home business is really insured.
(c) Cal Cathbert, WahDirectSales, 2005 - You are welcome to
"reprint" this article online as long as it remains complete and
unaltered (including the "about the author" info). You can find
more business tips at Work at Home Resources